Saifu
Saifu
Amazon Great Indian Festival: SBI credit cards take 10% off, up to ₹1,250. See which card winsMyntra Big Fashion Festival: HDFC Bank credit cards (not co-branded) take 10% off, up to ₹1,000. See which card winsCroma Festival of Dreams: see which of your cards earns the most on Croma

Best card by app

Best credit card for Airtel

Reviewed by Chandan Kumar Dash · Card terms as of 6 October 2026

Quick answer. For ₹5,000 a month on Airtel, Airtel Axis Bank returns about ₹15,000 a year, or ₹14,500 after its ₹500 annual fee. With no annual fee, Zaggle returns ₹1,200 a year.

Most back at ₹5,000 a monthAirtel Axis Bank₹14,500 a year after the fee
Most back at ₹15,000 a monthAirtel Axis Bank₹44,500 a year after the fee
Best with no annual feeZaggle₹1,200 a year

Pick your monthly Airtel spend

₹5,000 a month on Airtel
#CardRewards a yearAnnual feeNet a yearLink
1Airtel Axis BankAxis Bank₹15,000₹500₹14,500Apply
2HSBC Live+HSBC India₹6,000₹999₹5,001Apply
3PVR INOX KotakKotak Mahindra Bank₹1,800₹499₹1,301Bank page
4FIRST PowerIDFC FIRST Bank₹1,240Free₹1,240Apply
5ZaggleAU Small Finance Bank₹1,200Free₹1,200Apply
6Kotak 811 Dream DifferentKotak Mahindra Bank₹1,200Free₹1,200Bank page
7AlturaAU Small Finance Bank₹900Free₹900Apply
8FIRST Power+IDFC FIRST Bank₹1,380₹499₹881Apply
9ICICI Bank HPCL Super SaverICICI Bank₹1,380₹500₹880Bank page
10Canara Bank RuPay SelectCanara Bank₹840Free₹840Bank page

Rewards a year: what the card pays back on Airtel alone, counting monthly caps. Net: rewards minus the annual fee. Many fees are waived once your total yearly spend on the card crosses the bank's limit; see each card's page.

Affiliate link, costs you nothing extra, we may earn a commission, never changes how cards are ranked.

Questions

Which credit card gives the most back on Airtel?

At ₹5,000 a month, Airtel Axis Bank gives the most after its annual fee: about ₹14,500 a year. The answer changes with how much you spend, because most cards cap their extra rewards each month.

Is there a lifetime free card for Airtel?

Zaggle charges no annual fee and returns about ₹1,200 a year on ₹5,000 a month of Airtel spends.

How does Saifu work these figures out?

Each card's reward rules, caps and exclusions from its bank's terms are run on three months of Airtel spends at each amount, then scaled to a year. Only Airtel spends count towards the caps here; if your other spends share the same cap, you get less.

See also: best cards by type, find a card for all your spends, compare two cards.

Spot a mistake on this page? Tell us