Saifu
Saifu
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Roast my wallet

Add the cards you hold. Saifu works out what they earn you in a year after fees, against the best card for the same spends, and calls out the ones that cost more than they give. Your cards stay in this browser.

How this works

Each card's yearly rewards come from the same reward rules and caps the Saifu app uses, run on a sample month of spends of the size and kind you pick, minus the annual fee you would still pay after any spend waiver. Your wallet's figure assumes you put every spend on your best card. The comparison card is the best one in the card finder for the same spends, any fee. Points are counted at their cash value; welcome gifts and milestones are not counted.

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