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Best credit card for Apollo Pharmacy
Reviewed by Chandan Kumar Dash · Card terms as of 6 October 2026
Quick answer. For ₹5,000 a month on Apollo Pharmacy, Apollo SBI Card SELECT returns about ₹6,000 a year, or ₹4,501 after its ₹1,499 annual fee. With no annual fee, Zaggle returns ₹1,200 a year.
Best with no annual fee Zaggle ₹1,200 a year
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₹5,000 a month on Apollo Pharmacy # Card Rewards a year Annual fee Net a year Link 1 Apollo SBI Card SELECT SBI Card ₹6,000 ₹1,499 ₹4,501 Bank page 2 Axis Bank Cashback Axis Bank ₹3,000 ₹1,000 ₹2,000 Apply 3 PhonePe SBI Card SELECT BLACK SBI Card ₹3,000 ₹1,499 ₹1,501 Bank page 4 PVR INOX Kotak Kotak Mahindra Bank ₹1,800 ₹499 ₹1,301 Bank page 5 Apollo SBI Card SBI Card ₹1,800 ₹499 ₹1,301 Bank page 6 Zaggle AU Small Finance Bank ₹1,200 Free ₹1,200 Apply 7 Scapia Axis Bank Axis Bank ₹1,200 Free ₹1,200 Apply 8 Kotak 811 Dream Different Kotak Mahindra Bank ₹1,200 Free ₹1,200 Bank page 9 IndusInd Bank Pinnacle IndusInd Bank ₹1,125 Free ₹1,125 Bank page 10 CRED IndusInd Bank RuPay IndusInd Bank ₹1,500 ₹499 ₹1,001 Bank page
₹7,500 a month on Apollo Pharmacy # Card Rewards a year Annual fee Net a year Link 1 Apollo SBI Card SELECT SBI Card ₹9,000 ₹1,499 ₹7,501 Bank page 2 Axis Bank Cashback Axis Bank ₹4,500 ₹1,000 ₹3,500 Apply 3 PhonePe SBI Card SELECT BLACK SBI Card ₹4,500 ₹1,499 ₹3,001 Bank page 4 PVR INOX Kotak Kotak Mahindra Bank ₹2,700 ₹499 ₹2,201 Bank page 5 Apollo SBI Card SBI Card ₹2,700 ₹499 ₹2,201 Bank page 6 Zaggle AU Small Finance Bank ₹1,800 Free ₹1,800 Apply 7 Scapia Axis Bank Axis Bank ₹1,800 Free ₹1,800 Apply 8 Kotak 811 Dream Different Kotak Mahindra Bank ₹1,800 Free ₹1,800 Bank page 9 CRED IndusInd Bank RuPay IndusInd Bank ₹2,250 ₹499 ₹1,751 Bank page 10 SimplyCLICK Advantage SBI Card SBI Card ₹2,250 ₹499 ₹1,751 Bank page
₹10,000 a month on Apollo Pharmacy # Card Rewards a year Annual fee Net a year Link 1 Apollo SBI Card SELECT SBI Card ₹12,000 ₹1,499 ₹10,501 Bank page 2 Axis Bank Cashback Axis Bank ₹6,000 ₹1,000 ₹5,000 Apply 3 PhonePe SBI Card SELECT BLACK SBI Card ₹6,000 ₹1,499 ₹4,501 Bank page 4 Apollo SBI Card SBI Card ₹3,600 Free ₹3,600 Bank page 5 PVR INOX Kotak Kotak Mahindra Bank ₹3,600 ₹499 ₹3,101 Bank page 6 SimplyCLICK Advantage SBI Card SBI Card ₹3,000 Free ₹3,000 Bank page 7 SimplyCLICK SBI Card SBI Card ₹3,000 Free ₹3,000 Apply 8 Hello Cashback IDFC FIRST Bank ₹3,600 ₹1,000 ₹2,600 Apply 9 CRED IndusInd Bank RuPay IndusInd Bank ₹3,000 ₹499 ₹2,501 Bank page 10 Zaggle AU Small Finance Bank ₹2,400 Free ₹2,400 Apply
₹15,000 a month on Apollo Pharmacy # Card Rewards a year Annual fee Net a year Link 1 Apollo SBI Card SELECT SBI Card ₹18,000 ₹1,499 ₹16,501 Bank page 2 Axis Bank Cashback Axis Bank ₹9,000 ₹1,000 ₹8,000 Apply 3 PhonePe SBI Card SELECT BLACK SBI Card ₹9,000 ₹1,499 ₹7,501 Bank page 4 Apollo SBI Card SBI Card ₹5,400 Free ₹5,400 Bank page 5 PVR INOX Kotak Kotak Mahindra Bank ₹5,400 ₹499 ₹4,901 Bank page 6 SimplyCLICK Advantage SBI Card SBI Card ₹4,500 Free ₹4,500 Bank page 7 SimplyCLICK SBI Card SBI Card ₹4,500 Free ₹4,500 Apply 8 Hello Cashback IDFC FIRST Bank ₹5,400 ₹1,000 ₹4,400 Apply 9 CRED IndusInd Bank RuPay IndusInd Bank ₹4,500 ₹499 ₹4,001 Bank page 10 Zaggle AU Small Finance Bank ₹3,600 Free ₹3,600 Apply
₹20,000 a month on Apollo Pharmacy # Card Rewards a year Annual fee Net a year Link 1 Apollo SBI Card SELECT SBI Card ₹24,000 ₹1,499 ₹22,501 Bank page 2 Axis Bank Cashback Axis Bank ₹12,000 ₹1,000 ₹11,000 Apply 3 PhonePe SBI Card SELECT BLACK SBI Card ₹12,000 ₹1,499 ₹10,501 Bank page 4 Hello Cashback IDFC FIRST Bank ₹7,200 Free ₹7,200 Apply 5 Apollo SBI Card SBI Card ₹7,200 Free ₹7,200 Bank page 6 PVR INOX Kotak Kotak Mahindra Bank ₹7,200 ₹499 ₹6,701 Bank page 7 SBI Card PULSE SBI Card ₹6,000 Free ₹6,000 Apply 8 SimplyCLICK Advantage SBI Card SBI Card ₹6,000 Free ₹6,000 Bank page 9 SimplyCLICK SBI Card SBI Card ₹6,000 Free ₹6,000 Apply 10 CRED IndusInd Bank RuPay IndusInd Bank ₹6,000 ₹499 ₹5,501 Bank page
₹30,000 a month on Apollo Pharmacy # Card Rewards a year Annual fee Net a year Link 1 Apollo SBI Card SELECT SBI Card ₹36,000 Free ₹36,000 Bank page 2 Axis Bank Cashback Axis Bank ₹18,000 ₹1,000 ₹17,000 Apply 3 PhonePe SBI Card SELECT BLACK SBI Card ₹12,000 Free ₹12,000 Bank page 4 Hello Cashback IDFC FIRST Bank ₹10,800 Free ₹10,800 Apply 5 Apollo SBI Card SBI Card ₹10,800 Free ₹10,800 Bank page 6 PVR INOX Kotak Kotak Mahindra Bank ₹10,800 ₹499 ₹10,301 Bank page 7 SBI Card PULSE SBI Card ₹9,000 Free ₹9,000 Apply 8 SimplyCLICK Advantage SBI Card SBI Card ₹9,000 Free ₹9,000 Bank page 9 SimplyCLICK SBI Card SBI Card ₹9,000 Free ₹9,000 Apply 10 CRED IndusInd Bank RuPay IndusInd Bank ₹9,000 ₹499 ₹8,501 Bank page
Rewards a year: what the card pays back on Apollo Pharmacy alone, counting monthly caps. Net: rewards minus the annual fee. Many fees are waived once your total yearly spend on the card crosses the bank's limit; see each card's page.
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Questions Which credit card gives the most back on Apollo Pharmacy? At ₹5,000 a month, Apollo SBI Card SELECT gives the most after its annual fee: about ₹4,501 a year. The answer changes with how much you spend, because most cards cap their extra rewards each month.
Is there a lifetime free card for Apollo Pharmacy? Zaggle charges no annual fee and returns about ₹1,200 a year on ₹5,000 a month of Apollo Pharmacy spends.
How does Saifu work these figures out? Each card's reward rules, caps and exclusions from its bank's terms are run on three months of Apollo Pharmacy spends at each amount, then scaled to a year. Only Apollo Pharmacy spends count towards the caps here; if your other spends share the same cap, you get less.
See also: best cards by type , find a card for all your spends , compare two cards .