Best card by app
Best credit card for BPCL Fuel
Reviewed by Chandan Kumar Dash · Card terms as of 6 October 2026
Quick answer. For ₹5,000 a month on Bharat Petroleum fuel, BPCL SBI Card OCTANE returns about ₹3,750 a year, or ₹2,251 after its ₹1,499 annual fee. With no annual fee, Zaggle returns ₹1,200 a year.
Best with no annual fee Zaggle ₹1,200 a year
Pick your monthly Bharat Petroleum fuel spend
₹1,000 ₹2,000 ₹3,000 ₹5,000 ₹7,500 ₹10,000 ₹15,000 ₹20,000 ₹30,000
₹5,000 a month on Bharat Petroleum fuel # Card Rewards a year Annual fee Net a year Link 1 BPCL SBI Card OCTANE SBI Card ₹3,750 ₹1,499 ₹2,251 Apply 2 BPCL SBI Card SBI Card ₹1,950 ₹499 ₹1,451 Apply 3 PVR INOX Kotak Kotak Mahindra Bank ₹1,800 ₹499 ₹1,301 Bank page 4 Zaggle AU Small Finance Bank ₹1,200 Free ₹1,200 Apply 5 Kotak Cashback+ Kotak Mahindra Bank ₹1,800 ₹750 ₹1,050 Apply 6 Kotak Cashback+ Prime Kotak Mahindra Bank ₹1,800 ₹750 ₹1,050 Bank page 7 Union Bank RuPay Select Union Bank of India ₹600 Free ₹600 Bank page 8 Standard Chartered Platinum Rewards Card Standard Chartered Bank India ₹500 Free ₹500 Bank page 9 IndusInd Bank Samman RuPay IndusInd Bank ₹600 ₹199 ₹401 Bank page 10 IndianOil Axis Bank Premium Axis Bank ₹400 Free ₹400 Bank page
₹7,500 a month on Bharat Petroleum fuel # Card Rewards a year Annual fee Net a year Link 1 BPCL SBI Card OCTANE SBI Card ₹5,625 ₹1,499 ₹4,126 Apply 2 BPCL SBI Card SBI Card ₹2,925 ₹499 ₹2,426 Apply 3 PVR INOX Kotak Kotak Mahindra Bank ₹2,700 ₹499 ₹2,201 Bank page 4 Kotak Cashback+ Kotak Mahindra Bank ₹2,700 ₹750 ₹1,950 Apply 5 Kotak Cashback+ Prime Kotak Mahindra Bank ₹2,700 ₹750 ₹1,950 Bank page 6 Zaggle AU Small Finance Bank ₹1,800 Free ₹1,800 Apply 7 IndusInd Bank Samman RuPay IndusInd Bank ₹900 Free ₹900 Bank page 8 Union Bank RuPay Select Union Bank of India ₹900 Free ₹900 Bank page 9 Standard Chartered Platinum Rewards Card Standard Chartered Bank India ₹750 Free ₹750 Bank page 10 IndianOil Axis Bank Premium Axis Bank ₹600 Free ₹600 Bank page
₹10,000 a month on Bharat Petroleum fuel # Card Rewards a year Annual fee Net a year Link 1 BPCL SBI Card OCTANE SBI Card ₹7,500 ₹1,499 ₹6,001 Apply 2 BPCL SBI Card SBI Card ₹3,900 Free ₹3,900 Apply 3 PVR INOX Kotak Kotak Mahindra Bank ₹3,600 ₹499 ₹3,101 Bank page 4 Kotak Cashback+ Kotak Mahindra Bank ₹3,600 ₹750 ₹2,850 Apply 5 Kotak Cashback+ Prime Kotak Mahindra Bank ₹3,600 ₹750 ₹2,850 Bank page 6 Zaggle AU Small Finance Bank ₹2,400 Free ₹2,400 Apply 7 IndusInd Bank Samman RuPay IndusInd Bank ₹1,200 Free ₹1,200 Bank page 8 Union Bank RuPay Select Union Bank of India ₹1,200 Free ₹1,200 Bank page 9 Standard Chartered Platinum Rewards Card Standard Chartered Bank India ₹1,000 Free ₹1,000 Bank page 10 IndianOil Axis Bank Premium Axis Bank ₹800 Free ₹800 Bank page
₹15,000 a month on Bharat Petroleum fuel # Card Rewards a year Annual fee Net a year Link 1 BPCL SBI Card OCTANE SBI Card ₹7,500 ₹1,499 ₹6,001 Apply 2 PVR INOX Kotak Kotak Mahindra Bank ₹5,400 ₹499 ₹4,901 Bank page 3 Kotak Cashback+ Kotak Mahindra Bank ₹5,400 ₹750 ₹4,650 Apply 4 Kotak Cashback+ Prime Kotak Mahindra Bank ₹5,400 ₹750 ₹4,650 Bank page 5 BPCL SBI Card SBI Card ₹3,900 Free ₹3,900 Apply 6 Zaggle AU Small Finance Bank ₹3,600 Free ₹3,600 Apply 7 IndusInd Bank Samman RuPay IndusInd Bank ₹1,800 Free ₹1,800 Bank page 8 Union Bank RuPay Select Union Bank of India ₹1,800 Free ₹1,800 Bank page 9 Standard Chartered Platinum Rewards Card Standard Chartered Bank India ₹1,500 Free ₹1,500 Bank page 10 IndianOil Axis Bank Premium Axis Bank ₹1,200 Free ₹1,200 Bank page
₹20,000 a month on Bharat Petroleum fuel # Card Rewards a year Annual fee Net a year Link 1 BPCL SBI Card OCTANE SBI Card ₹7,500 Free ₹7,500 Apply 2 Kotak Cashback+ Kotak Mahindra Bank ₹7,200 Free ₹7,200 Apply 3 Kotak Cashback+ Prime Kotak Mahindra Bank ₹7,200 Free ₹7,200 Bank page 4 PVR INOX Kotak Kotak Mahindra Bank ₹7,200 ₹499 ₹6,701 Bank page 5 Zaggle AU Small Finance Bank ₹4,800 Free ₹4,800 Apply 6 BPCL SBI Card SBI Card ₹3,900 Free ₹3,900 Apply 7 IndusInd Bank Samman RuPay IndusInd Bank ₹2,400 Free ₹2,400 Bank page 8 Union Bank RuPay Select Union Bank of India ₹2,400 Free ₹2,400 Bank page 9 Standard Chartered Platinum Rewards Card Standard Chartered Bank India ₹2,000 Free ₹2,000 Bank page 10 IndianOil Axis Bank Premium Axis Bank ₹1,600 Free ₹1,600 Bank page
₹30,000 a month on Bharat Petroleum fuel # Card Rewards a year Annual fee Net a year Link 1 PVR INOX Kotak Kotak Mahindra Bank ₹10,800 ₹499 ₹10,301 Bank page 2 Kotak Cashback+ Kotak Mahindra Bank ₹9,300 Free ₹9,300 Apply 3 Kotak Cashback+ Prime Kotak Mahindra Bank ₹9,300 Free ₹9,300 Bank page 4 BPCL SBI Card OCTANE SBI Card ₹7,500 Free ₹7,500 Apply 5 Zaggle AU Small Finance Bank ₹6,000 Free ₹6,000 Apply 6 BPCL SBI Card SBI Card ₹3,900 Free ₹3,900 Apply 7 MakeMyTrip ICICI Bank ICICI Bank ₹3,600 Free ₹3,600 Bank page 8 IndianOil RBL Bank XTRA RBL Bank ₹3,600 Free ₹3,600 Apply 9 Union Bank RuPay Select Union Bank of India ₹3,600 Free ₹3,600 Bank page 10 Union Bank Visa Signature Union Bank of India ₹3,600 Free ₹3,600 Bank page
Rewards a year: what the card pays back on Bharat Petroleum fuel alone, counting monthly caps. Net: rewards minus the annual fee. Many fees are waived once your total yearly spend on the card crosses the bank's limit; see each card's page.
Affiliate link, costs you nothing extra, we may earn a commission, never changes how cards are ranked.
Questions Which credit card gives the most back on Bharat Petroleum fuel? At ₹5,000 a month, BPCL SBI Card OCTANE gives the most after its annual fee: about ₹2,251 a year. The answer changes with how much you spend, because most cards cap their extra rewards each month.
Is there a lifetime free card for Bharat Petroleum fuel? Zaggle charges no annual fee and returns about ₹1,200 a year on ₹5,000 a month of Bharat Petroleum fuel spends.
How does Saifu work these figures out? Each card's reward rules, caps and exclusions from its bank's terms are run on three months of Bharat Petroleum fuel spends at each amount, then scaled to a year. Only Bharat Petroleum fuel spends count towards the caps here; if your other spends share the same cap, you get less.
See also: best cards by type , find a card for all your spends , compare two cards .