Saifu
Saifu
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Best card by app

Best credit card for DMart

Reviewed by Chandan Kumar Dash · Card terms as of 6 October 2026

Quick answer. For ₹5,000 a month on DMart, HSBC Live+ returns about ₹6,000 a year, or ₹5,001 after its ₹999 annual fee. With no annual fee, CheQ AU returns ₹1,500 a year.

Most back at ₹5,000 a monthHSBC Live+₹5,001 a year after the fee
Most back at ₹15,000 a monthHSBC Live+₹13,941 a year after the fee
Best with no annual feeCheQ AU₹1,500 a year

Pick your monthly DMart spend

₹5,000 a month on DMart
#CardRewards a yearAnnual feeNet a yearLink
1HSBC Live+HSBC India₹6,000₹999₹5,001Apply
2HSBC RuPay CashbackHSBC India₹4,800₹499₹4,301Apply
3ShopriteRBL Bank₹3,000₹500₹2,500Apply
4Standard Chartered Manhattan PlatinumStandard Chartered Bank India₹3,000₹999₹2,001Bank page
5CheQ AUAU Small Finance Bank₹1,500Free₹1,500Bank page
6ICICI Bank Parakram SelectICICI Bank₹1,500Free₹1,500Bank page
7PVR INOX KotakKotak Mahindra Bank₹1,800₹499₹1,301Bank page
8FIRST PowerIDFC FIRST Bank₹1,240Free₹1,240Apply
9ZaggleAU Small Finance Bank₹1,200Free₹1,200Apply
10Scapia Axis BankAxis Bank₹1,200Free₹1,200Apply

Rewards a year: what the card pays back on DMart alone, counting monthly caps. Net: rewards minus the annual fee. Many fees are waived once your total yearly spend on the card crosses the bank's limit; see each card's page.

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Questions

Which credit card gives the most back on DMart?

At ₹5,000 a month, HSBC Live+ gives the most after its annual fee: about ₹5,001 a year. The answer changes with how much you spend, because most cards cap their extra rewards each month.

Is there a lifetime free card for DMart?

CheQ AU charges no annual fee and returns about ₹1,500 a year on ₹5,000 a month of DMart spends.

How does Saifu work these figures out?

Each card's reward rules, caps and exclusions from its bank's terms are run on three months of DMart spends at each amount, then scaled to a year. Only DMart spends count towards the caps here; if your other spends share the same cap, you get less.

See also: best cards by type, find a card for all your spends, compare two cards.

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