Best card by app
Best credit card for HPCL Fuel
Reviewed by Chandan Kumar Dash · Card terms as of 6 October 2026
Quick answer. For ₹5,000 a month on HP petrol pumps, FIRST Power+ returns about ₹3,000 a year, or ₹2,501 after its ₹499 annual fee. With no annual fee, Zaggle returns ₹1,200 a year.
Most back at ₹5,000 a month FIRST Power+ ₹2,501 a year after the fee Most back at ₹15,000 a month FIRST Power+ ₹7,200 a year after the fee Best with no annual fee Zaggle ₹1,200 a year
Pick your monthly HP petrol pumps spend
₹1,000 ₹2,000 ₹3,000 ₹5,000 ₹7,500 ₹10,000 ₹15,000 ₹20,000 ₹30,000
₹5,000 a month on HP petrol pumps # Card Rewards a year Annual fee Net a year Link 1 FIRST Power+ IDFC FIRST Bank ₹3,000 ₹499 ₹2,501 Apply 2 FIRST Power IDFC FIRST Bank ₹2,100 Free ₹2,100 Apply 3 ICICI Bank HPCL Super Saver ICICI Bank ₹2,400 ₹500 ₹1,900 Bank page 4 PVR INOX Kotak Kotak Mahindra Bank ₹1,800 ₹499 ₹1,301 Bank page 5 Zaggle AU Small Finance Bank ₹1,200 Free ₹1,200 Apply 6 ICICI Bank HPCL Coral ICICI Bank ₹1,200 Free ₹1,200 Bank page 7 Kotak Cashback+ Kotak Mahindra Bank ₹1,800 ₹750 ₹1,050 Apply 8 Kotak Cashback+ Prime Kotak Mahindra Bank ₹1,800 ₹750 ₹1,050 Bank page 9 Union Bank RuPay Select Union Bank of India ₹600 Free ₹600 Bank page 10 Standard Chartered Platinum Rewards Card Standard Chartered Bank India ₹500 Free ₹500 Bank page
₹7,500 a month on HP petrol pumps # Card Rewards a year Annual fee Net a year Link 1 FIRST Power+ IDFC FIRST Bank ₹4,500 ₹499 ₹4,001 Apply 2 PVR INOX Kotak Kotak Mahindra Bank ₹2,700 ₹499 ₹2,201 Bank page 3 FIRST Power IDFC FIRST Bank ₹2,100 Free ₹2,100 Apply 4 Kotak Cashback+ Kotak Mahindra Bank ₹2,700 ₹750 ₹1,950 Apply 5 Kotak Cashback+ Prime Kotak Mahindra Bank ₹2,700 ₹750 ₹1,950 Bank page 6 ICICI Bank HPCL Super Saver ICICI Bank ₹2,400 ₹500 ₹1,900 Bank page 7 Zaggle AU Small Finance Bank ₹1,800 Free ₹1,800 Apply 8 ICICI Bank HPCL Coral ICICI Bank ₹1,200 Free ₹1,200 Bank page 9 IndusInd Bank Samman RuPay IndusInd Bank ₹900 Free ₹900 Bank page 10 Union Bank RuPay Select Union Bank of India ₹900 Free ₹900 Bank page
₹10,000 a month on HP petrol pumps # Card Rewards a year Annual fee Net a year Link 1 FIRST Power+ IDFC FIRST Bank ₹6,000 ₹499 ₹5,501 Apply 2 PVR INOX Kotak Kotak Mahindra Bank ₹3,600 ₹499 ₹3,101 Bank page 3 Kotak Cashback+ Kotak Mahindra Bank ₹3,600 ₹750 ₹2,850 Apply 4 Kotak Cashback+ Prime Kotak Mahindra Bank ₹3,600 ₹750 ₹2,850 Bank page 5 Zaggle AU Small Finance Bank ₹2,400 Free ₹2,400 Apply 6 FIRST Power IDFC FIRST Bank ₹2,100 Free ₹2,100 Apply 7 ICICI Bank HPCL Super Saver ICICI Bank ₹2,400 ₹500 ₹1,900 Bank page 8 ICICI Bank HPCL Coral ICICI Bank ₹1,200 Free ₹1,200 Bank page 9 IndusInd Bank Samman RuPay IndusInd Bank ₹1,200 Free ₹1,200 Bank page 10 Union Bank RuPay Select Union Bank of India ₹1,200 Free ₹1,200 Bank page
₹15,000 a month on HP petrol pumps # Card Rewards a year Annual fee Net a year Link 1 FIRST Power+ IDFC FIRST Bank ₹7,200 Free ₹7,200 Apply 2 PVR INOX Kotak Kotak Mahindra Bank ₹5,400 ₹499 ₹4,901 Bank page 3 Kotak Cashback+ Kotak Mahindra Bank ₹5,400 ₹750 ₹4,650 Apply 4 Kotak Cashback+ Prime Kotak Mahindra Bank ₹5,400 ₹750 ₹4,650 Bank page 5 Zaggle AU Small Finance Bank ₹3,600 Free ₹3,600 Apply 6 ICICI Bank HPCL Super Saver ICICI Bank ₹2,400 Free ₹2,400 Bank page 7 FIRST Power IDFC FIRST Bank ₹2,100 Free ₹2,100 Apply 8 IndusInd Bank Samman RuPay IndusInd Bank ₹1,800 Free ₹1,800 Bank page 9 Union Bank RuPay Select Union Bank of India ₹1,800 Free ₹1,800 Bank page 10 Standard Chartered Platinum Rewards Card Standard Chartered Bank India ₹1,500 Free ₹1,500 Bank page
₹20,000 a month on HP petrol pumps # Card Rewards a year Annual fee Net a year Link 1 FIRST Power+ IDFC FIRST Bank ₹7,200 Free ₹7,200 Apply 2 Kotak Cashback+ Kotak Mahindra Bank ₹7,200 Free ₹7,200 Apply 3 Kotak Cashback+ Prime Kotak Mahindra Bank ₹7,200 Free ₹7,200 Bank page 4 PVR INOX Kotak Kotak Mahindra Bank ₹7,200 ₹499 ₹6,701 Bank page 5 Zaggle AU Small Finance Bank ₹4,800 Free ₹4,800 Apply 6 ICICI Bank HPCL Super Saver ICICI Bank ₹2,400 Free ₹2,400 Bank page 7 IndusInd Bank Samman RuPay IndusInd Bank ₹2,400 Free ₹2,400 Bank page 8 Union Bank RuPay Select Union Bank of India ₹2,400 Free ₹2,400 Bank page 9 FIRST Power IDFC FIRST Bank ₹2,100 Free ₹2,100 Apply 10 Standard Chartered Platinum Rewards Card Standard Chartered Bank India ₹2,000 Free ₹2,000 Bank page
₹30,000 a month on HP petrol pumps # Card Rewards a year Annual fee Net a year Link 1 PVR INOX Kotak Kotak Mahindra Bank ₹10,800 ₹499 ₹10,301 Bank page 2 Kotak Cashback+ Kotak Mahindra Bank ₹9,300 Free ₹9,300 Apply 3 Kotak Cashback+ Prime Kotak Mahindra Bank ₹9,300 Free ₹9,300 Bank page 4 FIRST Power+ IDFC FIRST Bank ₹7,200 Free ₹7,200 Apply 5 Zaggle AU Small Finance Bank ₹6,000 Free ₹6,000 Apply 6 MakeMyTrip ICICI Bank ICICI Bank ₹3,600 Free ₹3,600 Bank page 7 IndianOil RBL Bank XTRA RBL Bank ₹3,600 Free ₹3,600 Apply 8 Union Bank RuPay Select Union Bank of India ₹3,600 Free ₹3,600 Bank page 9 Union Bank Visa Signature Union Bank of India ₹3,600 Free ₹3,600 Bank page 10 Standard Chartered Platinum Rewards Card Standard Chartered Bank India ₹3,000 Free ₹3,000 Bank page
Rewards a year: what the card pays back on HP petrol pumps alone, counting monthly caps. Net: rewards minus the annual fee. Many fees are waived once your total yearly spend on the card crosses the bank's limit; see each card's page.
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Questions Which credit card gives the most back on HP petrol pumps? At ₹5,000 a month, FIRST Power+ gives the most after its annual fee: about ₹2,501 a year. The answer changes with how much you spend, because most cards cap their extra rewards each month.
Is there a lifetime free card for HP petrol pumps? Zaggle charges no annual fee and returns about ₹1,200 a year on ₹5,000 a month of HP petrol pumps spends.
How does Saifu work these figures out? Each card's reward rules, caps and exclusions from its bank's terms are run on three months of HP petrol pumps spends at each amount, then scaled to a year. Only HP petrol pumps spends count towards the caps here; if your other spends share the same cap, you get less.
See also: best cards by type , find a card for all your spends , compare two cards .