Saifu
Saifu
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Best card by app

Best credit card for Rapido

Reviewed by Chandan Kumar Dash · Card terms as of 6 October 2026

Quick answer. For ₹5,000 a month on Rapido, Paisabazaar PaisaSave returns about ₹3,600 a year, or ₹3,101 after its ₹499 annual fee. With no annual fee, CheQ AU returns ₹1,500 a year.

Most back at ₹5,000 a monthPaisabazaar PaisaSave₹3,101 a year after the fee
Most back at ₹15,000 a monthPaisabazaar PaisaSave₹10,800 a year after the fee
Best with no annual feeCheQ AU₹1,500 a year

Pick your monthly Rapido spend

₹5,000 a month on Rapido
#CardRewards a yearAnnual feeNet a yearLink
1Paisabazaar PaisaSaveYES Bank₹3,600₹499₹3,101Bank page
2PhonePe SBI Card SELECT BLACKSBI Card₹3,000₹1,499₹1,501Bank page
3CheQ AUAU Small Finance Bank₹1,500Free₹1,500Bank page
4Standard Chartered EaseMyTripStandard Chartered Bank India₹1,500Free₹1,500Bank page
5PVR INOX KotakKotak Mahindra Bank₹1,800₹499₹1,301Bank page
6ZaggleAU Small Finance Bank₹1,200Free₹1,200Apply
7Scapia Axis BankAxis Bank₹1,200Free₹1,200Apply
8Kotak 811 Dream DifferentKotak Mahindra Bank₹1,200Free₹1,200Bank page
9CRED IndusInd Bank RuPayIndusInd Bank₹1,500₹499₹1,001Bank page
10AU CSAU Small Finance Bank₹960Free₹960Bank page

Rewards a year: what the card pays back on Rapido alone, counting monthly caps. Net: rewards minus the annual fee. Many fees are waived once your total yearly spend on the card crosses the bank's limit; see each card's page.

Affiliate link, costs you nothing extra, we may earn a commission, never changes how cards are ranked.

Questions

Which credit card gives the most back on Rapido?

At ₹5,000 a month, Paisabazaar PaisaSave gives the most after its annual fee: about ₹3,101 a year. The answer changes with how much you spend, because most cards cap their extra rewards each month.

Is there a lifetime free card for Rapido?

CheQ AU charges no annual fee and returns about ₹1,500 a year on ₹5,000 a month of Rapido spends.

How does Saifu work these figures out?

Each card's reward rules, caps and exclusions from its bank's terms are run on three months of Rapido spends at each amount, then scaled to a year. Only Rapido spends count towards the caps here; if your other spends share the same cap, you get less.

See also: best cards by type, find a card for all your spends, compare two cards.

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