Cards / Bank of Baroda (BOBCARD)
BOBCARD Select Credit Card
Bank of Baroda (BOBCARD) · Rewards
Accelerated reward points on regular spends.
- Joining fee
- ₹750
- Annual fee
- ₹750
- Waiver spend
- ₹70,000
- Forex markup
- 3.5%
Fee waiver
Spend ₹70,000 in a card year and the next annual fee is waived.
That is about ₹5,833 a month.
Work out what you still need to spend
Recent changes
- 25 August 2026Worse for you
Complimentary air and non-air accidental death insurance is withdrawn for existing cardholders.
Work it out for this card
How the app counts rewards
- 5 points per ₹100 on dining (up to 1,000 points a month)
- 5 points per ₹100 online (up to 1,000 points a month)
- 1 point per ₹100 in store
No rewards on education, fuel, groceries, insurance, rent, wallet loads.
Points
BOBCARD Reward Points, worth about ₹0.2 each on the usual redemption. Expire after 2 years.
Who can apply
- Salaried: income of ₹4,80,000 a year or more
- Self-employed: income of ₹4,80,000 a year or more
Page gives age as 21 to 65 and 25 to 55 in different places
Published minimums. Approval is the bank's decision.
Some values on this page are not yet confirmed against the bank's terms. Check the bank's own page before you rely on them.
Taken from the bank's page. Rules data version 2026.10.04.
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