How we earn

Saifu has no ads and no account. The one way it can earn money today is affiliate commission on links it shows for cards and shopping.

The affiliate model

Some cards have an Apply link that goes through an affiliate network. We use ExtraPe. If you apply through such a link and the bank approves you, the network may pay us a commission. It costs you nothing extra.

Every such link carries this notice, on this site and in the app: Affiliate link, costs you nothing extra, we may earn a commission, never changes how cards are ranked.

Ranking does not depend on payout

Cards are ranked by what they add for you, from the card rules and your own spends. The ranking code has no access to affiliate data, and a test in our build fails if engine code ever refers to it. A card with no affiliate link is ranked the same way as one with a link, and still appears. We do not take payment from banks to be ranked or listed higher.

Which links we show

Only two kinds: card application links and shopping links. Saifu does not link to loans or credit lines. A link is shown only when it is active and uses https. Where there is no active affiliate link, the card page shows the bank's official page instead.

What happens when you tap one

The page opens on the bank's or partner's site. That party receives whatever you enter there and may contact you about your application. Saifu cannot see what you type. Affiliate networks may set a cookie to record that you came from Saifu. Never share an OTP, CVV or PIN with anyone who calls or messages you.

Paid plans

Saifu has no paid plan today. If one is added, it will be described here before it starts.

Questions

Write to hello@saifu.in.