Cards / Canara

Joining fee

Free

Annual fee

Free

Waiver spend

–

Forex markup

3%

Fee waiver

No annual fee, so nothing to waive.

Work it out for this card

How the app counts rewards

• 5% back on utility bills (up to ₹50 a month)
• 5% back at restaurants (up to ₹50 a month)
• 2 points per ₹100

No rewards on fuel.

Airport lounges

• Domestic: 2 visits a quarter
• International: 2 visits a year

Points

Canara Rewardz Points, worth about ₹0.25 each on the usual redemption. Expire after 3 years.

Who can apply

• Salaried: income of ₹10,00,000 a year or more
• Self-employed: income of ₹10,00,000 a year or more

Independent income; ₹300 inactivity fee if yearly spend is under ₹1 lakh

Published minimums. Approval is the bank's decision.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.04.

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