HHDFCFlipkart Wholesale HDFC Bank
Flipkart Wholesale HDFC Bank Credit Card
HDFC Bank · with Flipkart Wholesale · Business
5% cashback on Flipkart Wholesale online spends (capped Rs 2,000/month); 5% on telecom, utility, govt and tax payments (up to Rs 250/month); 1% on other spends.
- Joining fee
- ₹499
- Annual fee
- ₹499
- Waiver spend
- ₹3,00,000
- Forex markup
- 3.5%
Fee waiver
Spend ₹3,00,000 in a card year and the next annual fee is waived.
That is about ₹25,000 a month.
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Fee waiver: what is left to spend
Card EMI or personal loan?
Cost of paying only the minimum
How the app counts rewards
- 5% on Flipkart Wholesale online spends (up to ₹2,000 a month)
- 5% on government and tax payments (up to ₹250 a month, shared with bills)
- 5% on telecom and utility bills (up to ₹250 a month)
- 1% on other spends
No rewards on education, rent, wallet loads.
Who can apply
- Age 21 to 65
- Self-employed: income of ₹6,00,000 a year or more
Self-employed only: ITR over ₹6 lakh
Published minimums. Approval is the bank's decision.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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