HHDFCPaytm HDFC Bank Business
Paytm HDFC Bank Business Credit Card
HDFC Bank · with Paytm · Business
Cashback on Paytm spends.
- Joining fee
- ₹500
- Annual fee
- ₹500
- Waiver spend
- ₹50,000
- Forex markup
- 3.5%
Fee waiver
Spend ₹50,000 in a card year and the next annual fee is waived.
That is about ₹4,167 a month.
Work out what you still need to spend
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Fee waiver: what is left to spend
Card EMI or personal loan?
Cost of paying only the minimum
How the app counts rewards
- 3% on Paytm recharge, utility, movies and mini app spends (up to ₹500 a month; other Paytm spends earn 2%, up to ₹500)
- 1% on other retail spends (up to ₹1,000 a month)
No rewards on education, fuel, rent, wallet loads.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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