HHDFCPaytm HDFC Bank Select Business
Paytm HDFC Bank Select Business Credit Card
HDFC Bank · with Paytm · Business
5% cashback on all purchases across Paytm; 3% CashPoints on Swiggy, AJIO, Big Basket and Uber; 2% on other Paytm spends.
- Joining fee
- ₹1,000
- Annual fee
- ₹500
- Waiver spend
- ₹1,00,000
- Forex markup
- 3.5%
Fee waiver
Spend ₹1,00,000 in a card year and the next annual fee is waived.
That is about ₹8,333 a month.
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Fee waiver: what is left to spend
Card EMI or personal loan?
Cost of paying only the minimum
How the app counts rewards
- 5% on Paytm recharge, utility, movies, mini app and travel spends (up to ₹1,500 a month; other Paytm spends earn 2%)
- 3% on Swiggy, AJIO, BigBasket and Uber (up to ₹500 a month)
- 1% on other spends (up to ₹2,000 a month)
No rewards on education, fuel, rent, wallet loads.
Airport lounges
- Domestic: 12 visits a year
Capped at 3 visits a quarter
Who can apply
- Age 21 to 65
- Self-employed: income of ₹8,00,000 a year or more
ITR over ₹8 lakh
Published minimums. Approval is the bank's decision.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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