HHDFCSwiggy BLCK HDFC Bank
Swiggy BLCK HDFC Bank Credit Card
HDFC Bank · with Swiggy · Dining
Cashback across Swiggy and select online spends.
- Joining fee
- ₹1,000
- Annual fee
- ₹1,000
- Waiver spend
- ₹2,00,000
- Forex markup
- 3.5%
Fee waiver
Spend ₹2,00,000 in a card year and the next annual fee is waived.
That is about ₹16,667 a month.
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Card EMI or personal loan?
Cost of paying only the minimum
How the app counts rewards
- 10% on Swiggy food, Instamart and Dineout
- 5% on select online brands
- 5% on select online shopping
- 1% on other spends
No rewards on education, fuel, rent, wallet loads.
Who can apply
- Age 21 to 60
- Salaried: income of ₹12,00,000 a year or more
- Self-employed: income of ₹12,00,000 a year or more
Salaried: net ₹1 lakh a month, age 21 to 60. Self-employed: ITR over ₹12 lakh, age 21 to 65
Published minimums. Approval is the bank's decision.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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