Cards / HSBC India

Joining fee

₹1,10,000

Annual fee

₹1,10,000

Waiver spend

–

Forex markup

3.5%

Fee waiver

No spend-based waiver listed by the bank.

Work it out for this card

How the app counts rewards

• 5 points per ₹100 at Taj, SeleQtions, Gateway, Vivanta and ama
• 1.5 points per ₹100

No rewards on education, fuel, insurance, rent, utilities, wallet loads.

Airport lounges

• Domestic: Unlimited visits
• International: Unlimited visits

Unlimited international visits through Priority Pass; domestic through the Visa programme

Points

HSBC Taj Reward Points, worth about ₹0.6667 each on the usual redemption.

Who can apply

• Age 25 to 75
• Salaried: income of ₹36,00,000 a year or more
• Self-employed: income of ₹45,00,000 a year or more

Indian resident, or NRI with an HSBC India account

Published minimums. Approval is the bank's decision.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.04.

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