iICICIICICI Bank Platinum Chip Credit Card
ICICI Bank Platinum Chip Credit Card Credit Card
ICICI Bank · Entry level
2 reward points per Rs 100 on retail, 1 on utility and insurance, 1% fuel surcharge waiver.
- Joining fee
- Free
- Annual fee
- Free
- Waiver spend
- –
- Forex markup
- 3.5%
Fee waiver
No annual fee, so nothing to waive.
Recent changes
- 15 January 2026Worse for you
New fees: 2% on online gaming, 1% on wallet loads of Rs 5,000 or more, and 1% on transport spends above Rs 50,000.
Work it out for this card
How the app counts rewards
- 1 point per ₹100 on utilities and government payments
- 1 point per ₹100 on insurance
- 2 points per ₹100 on grocery and department stores
- 2 points per ₹100 on retail spends
No rewards on fuel, rent, wallet loads.
Points
ICICI Bank Reward Points, worth about ₹0.25 each on the usual redemption. Expire after 3 years.
Who can apply
- Age 21+
- Salaried: income of ₹2,40,000 a year or more
- Self-employed: income of ₹2,40,000 a year or more
₹20,000 a month for salaried and self-employed
Published minimums. Approval is the bank's decision.
Some values on this page are not yet confirmed against the bank's terms. Check the bank's own page before you rely on them.
Taken from the bank's page. Rules data version 2026.10.04.
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