FIRST Purchase Credit Card
IDFC FIRST Bank · Business
- Joining fee
- Free
- Annual fee
- Free
- Waiver spend
- –
- Forex markup
- 0%
Fee waiver
No annual fee, so nothing to waive.
Recent changes
- 9 September 2026Better for you
Forex markup cut to zero on all existing and new credit cards, and a planned stop to reward points on international spends was dropped.
- 18 June 2026Worse for you
Movie benefits need Rs 20,000 spend in the previous month, and reward points are earned only on spends up to the credit limit.
Work it out for this card
How the app counts rewards
- Rebate of up to 1.5% agreed with your company
No rewards on education, fuel, groceries, insurance, rent, utilities.
Airport lounges
- Domestic: 2 visits a quarter
2 visits a quarter, domestic and/or international
Who can apply
Commercial card issued to companies for their employees
Published minimums. Approval is the bank's decision.
Some values on this page are not yet confirmed against the bank's terms. Check the bank's own page before you rely on them.
Taken from the bank's page. Rules data version 2026.10.04.
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