IDFCIDFC FIRSTFIRST SWYP
FIRST SWYP Credit Card
IDFC FIRST Bank · Rewards
4,000 reward points on spends of ₹60,000 per month; 400 points on FASTag recharges and railway spends of ₹20,000 and above per cycle.
- Joining fee
- ₹499
- Annual fee
- ₹499
- Waiver spend
- –
- Forex markup
- 0%
Fee waiver
No spend-based waiver listed by the bank.
Recent changes
- 9 September 2026Better for you
Forex markup cut to zero on all existing and new credit cards, and a planned stop to reward points on international spends was dropped.
- 18 June 2026Worse for you
Movie benefits need Rs 20,000 spend in the previous month, and reward points are earned only on spends up to the credit limit.
Work it out for this card
How the app counts rewards
- No per-spend points; monthly spend milestones only
Points
Reward Points, worth about ₹0.25 each on the usual redemption.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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