IBIndusIndCRED IndusInd Bank RuPay Credit CardRuPay
CRED IndusInd Bank RuPay Credit Card Credit Card
IndusInd Bank · with CRED · Cashback
5% back as CRED reward points on e-commerce and CRED payments; 1% on other transactions.
- Joining fee
- Free
- Annual fee
- ₹499
- Waiver spend
- –
- Forex markup
- 3.5%
Fee waiver
No spend-based waiver listed by the bank.
Work it out for this card
How the app counts rewards
- 1 point per Rs 100 on utilities and insurance, only when paid on CRED
- 5 points per Rs 100 online and on CRED (up to 5,000 points a cycle)
- 1 point per Rs 100 on other spends
No rewards on education, fuel, rent, wallet loads.
Points
CRED Reward Points, worth about ₹0.5 each on the usual redemption. Expire after 2 years.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
More from IndusInd
EazyDiner IndusInd Bank Credit CardDining₹2,999a yearEazyDiner IndusInd Bank Platinum Credit CardDiningFreea yearIndus Solitaire Credit CardSuper premium₹10,000a yearIndusInd Bank Avios Visa Infinite Credit CardTravel₹5,000a yearIndusInd Bank Celesta Credit CardPremium₹5,000a yearIndusInd Bank Credit Card Against FDSecured (FD backed)Check with banka year
Spot a mistake on this page? Tell us