KKotak MahindraKotak Cashback+ Prime Credit CardVisa / RuPay
Kotak Cashback+ Prime Credit Card Credit Card
Kotak Mahindra Bank · Cashback
5% cashback on online food delivery, groceries and entertainment; 5% on auto dealer spends.
- Joining fee
- ₹750
- Annual fee
- ₹750
- Waiver spend
- ₹2,00,000
- Forex markup
- 3.5%
Fee waiver
Spend ₹2,00,000 in a card year and the next annual fee is waived. Spends on education, rent, utilities, wallet loads do not count.
That is about ₹16,667 a month.
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Cost of paying only the minimum
How the app counts rewards
- 5% on online food delivery, groceries and entertainment
- 3% on fuel
- 0.5% on insurance, up to Rs 25,000 spend a cycle
- 0.5% on other spends
No rewards on education, rent, utilities, wallet loads.
Points
Reward Points (cashback), worth about ₹1 each on the usual redemption. Expire after 1 years.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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