PNBPunjab NationalPNB RuPay Platinum Credit CardRuPay
PNB RuPay Platinum Credit Card Credit Card
Punjab National Bank · Entry level
300+ reward points on first usage.
- Joining fee
- Free
- Annual fee
- ₹500
- Waiver spend
- –
- Forex markup
- 3.5%
Fee waiver
No spend-based waiver listed by the bank.
Work it out for this card
How the app counts rewards
- 1 point per ₹100
Airport lounges
- Domestic: 2 visits a quarter
- International: 2 visits a year
Points
PNB Rewardz Points, worth about ₹0.25 each on the usual redemption. Expire after 3 years.
Who can apply
- Salaried: income of ₹2,50,000 a year or more
- Self-employed: income of ₹2,50,000 a year or more
Published minimums. Approval is the bank's decision.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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