SBISBI CardSBI CashbackVisa
SBI Cashback Credit Card
SBI Card · Cashback
5% cashback on online spends, 1% on offline spends.
- Joining fee
- ₹999
- Annual fee
- ₹999
- Waiver spend
- ₹2,00,000
- Forex markup
- 3.5%
Fee waiver
Spend ₹2,00,000 in a card year and the next annual fee is waived.
That is about ₹16,667 a month.
Work out what you still need to spend
Recent changes
- 1 May 2026Worse for you
Late payment charge becomes Rs 100 for dues of Rs 100 to 500 and Rs 500 for dues of Rs 500 to 1,000.
- 1 April 2026Worse for you
Cashback is capped at Rs 2,000 online and Rs 2,000 offline per cycle (Rs 4,000 total), and gaming, tolls and government payments are excluded.
Work it out for this card
Compare with other cards
Fee waiver: what is left to spend
Card EMI or personal loan?
Cost of paying only the minimum
How the app counts rewards
- 5% on online spends
- 1% on in-store spends
No rewards on education, fuel, insurance, rent, utilities, wallet loads.
Some values on this page are not yet confirmed against the bank's terms. Check the bank's own page before you rely on them.
Taken from the bank's page. Rules data version 2026.10.04.
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