Central Bank of India SBI Card ELITE Credit Card
SBI Card · with Central Bank of India · Super premium
Up to 50,000 bonus Reward Points a year, welcome e-voucher Rs. 5,000.
- Joining fee
- ₹4,999
- Annual fee
- ₹4,999
- Waiver spend
- ₹10,00,000
Fee waiver
Spend ₹10,00,000 in a card year and the next annual fee is waived.
That is about ₹83,333 a month.
Work out what you still need to spend
Recent changes
- 1 May 2026Worse for you
Late payment charge becomes Rs 100 for dues of Rs 100 to 500 and Rs 500 for dues of Rs 500 to 1,000.
Work it out for this card
How the app counts rewards
- 10 points per ₹100 on dining, groceries and department stores (up to 10,000 points a month)
- 2 points per ₹100 on other spends
No rewards on fuel, rent, wallet loads.
Airport lounges
- Domestic: 2 visits a quarter
- International: 6 visits a year
International visits via Priority Pass outside India, max 2 a quarter; membership valid 2 years
Points
Reward Points, worth about ₹0.25 each on the usual redemption. Expire after 2 years.
Some values on this page are not yet confirmed against the bank's terms. Check the bank's own page before you rely on them.
Taken from the bank's page. Rules data version 2026.10.04.
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