SBISBI CardKarnataka Bank SimplySAVE SBI CardVisa
Karnataka Bank SimplySAVE SBI Card Credit Card
SBI Card · with Karnataka Bank · Entry level
10 Reward Points per Rs. 150 on dining, movies, department stores and groceries.
- Joining fee
- ₹499
- Annual fee
- ₹499
- Waiver spend
- ₹1,00,000
- Forex markup
- 3.5%
Fee waiver
Spend ₹1,00,000 in a card year and the next annual fee is waived.
That is about ₹8,333 a month.
Work out what you still need to spend
Recent changes
- 1 May 2026Worse for you
Late payment charge becomes Rs 100 for dues of Rs 100 to 500 and Rs 500 for dues of Rs 500 to 1,000.
Work it out for this card
Compare with other cards
Fee waiver: what is left to spend
Card EMI or personal loan?
Cost of paying only the minimum
How the app counts rewards
- 10 points per ₹150 on dining, groceries, department stores and movies (up to 5,000 points a month)
- 1 point per ₹150 on other spends
No rewards on fuel, rent, wallet loads.
Points
Reward Points, worth about ₹0.25 each on the usual redemption. Expire after 2 years.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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