Cards / SBI Card

Joining fee

₹2,999

Annual fee

₹2,999

Waiver spend

–

Forex markup

3.5%

Fee waiver

No spend-based waiver listed by the bank.

Recent changes

• 1 May 2026Worse for you

  Late payment charge becomes Rs 100 for dues of Rs 100 to 500 and Rs 500 for dues of Rs 500 to 1,000.

  Source

All card changes in 2026

Work it out for this card

How the app counts rewards

• 5 KrisFlyer miles per ₹200 on Singapore Airlines Group
• 5 KrisFlyer miles per ₹200 on international spends
• 2 KrisFlyer miles per ₹200 on other spends

No rewards on fuel, rent, utilities, wallet loads.

Airport lounges

• Domestic: 1 visit a quarter
• International: 4 visits a year

International via Priority Pass, max 1 a quarter; Priority Pass for primary cardholders, valid 2 years

Points

KrisFlyer Miles, worth about ₹1 each on the usual redemption. Expire after 3 years.

Some values on this page are not yet confirmed against the bank's terms. Check the bank's own page before you rely on them.

Taken from the bank's page. Rules data version 2026.10.04.

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