SBISBI CardKarur Vysya Bank - SBI CardVisa
Karur Vysya Bank - SBI Card Credit Card
SBI Card · with Karur Vysya Bank · Entry level
1.7% value back on department store and grocery spends.
- Joining fee
- ₹499
- Annual fee
- ₹499
- Waiver spend
- ₹1,00,000
- Forex markup
- 3.5%
Fee waiver
Spend ₹1,00,000 in a card year and the next annual fee is waived.
That is about ₹8,333 a month.
Work out what you still need to spend
Recent changes
- 1 May 2026Worse for you
Late payment charge becomes Rs 100 for dues of Rs 100 to 500 and Rs 500 for dues of Rs 500 to 1,000.
Work it out for this card
Compare with other cards
Fee waiver: what is left to spend
Card EMI or personal loan?
Cost of paying only the minimum
How the app counts rewards
- 10 points per ₹150 on grocery and department stores (up to 5,000 points a month)
- 1 point per ₹150 on other spends
No rewards on fuel, rent, wallet loads.
Points
Reward Points, worth about ₹0.25 each on the usual redemption. Expire after 2 years.
Some values on this page are not yet confirmed against the bank's terms. Check the bank's own page before you rely on them.
Taken from the bank's page. Rules data version 2026.10.04.
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