SBISBI CardPaytm SBI Card SELECTRuPay
Paytm SBI Card SELECT Credit Card
SBI Card · with Paytm · Cashback
5% cashback on Paytm travel, 2% on other Paytm app purchases, 1% elsewhere.
- Joining fee
- ₹1,499
- Annual fee
- ₹1,499
- Waiver spend
- ₹2,00,000
- Forex markup
- 3.5%
Fee waiver
Spend ₹2,00,000 in a card year and the next annual fee is waived.
That is about ₹16,667 a month.
Work out what you still need to spend
Recent changes
- 1 May 2026Worse for you
Late payment charge becomes Rs 100 for dues of Rs 100 to 500 and Rs 500 for dues of Rs 500 to 1,000.
Work it out for this card
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Fee waiver: what is left to spend
Card EMI or personal loan?
Cost of paying only the minimum
How the app counts rewards
- 5% back as points on travel booked on the Paytm app
- 2% back as points on other Paytm app purchases
- 1% back as points on other spends
No rewards on education, fuel, rent, wallet loads.
Airport lounges
- Domestic: 4 visits a year
Max 1 a quarter; Priority Pass membership free for 2 years
Points
Reward Points, worth about ₹1 each on the usual redemption. Expire after 2 years.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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