UUnion Bank of IndiaUnion Bank Visa Platinum Credit CardVisa
Union Bank Visa Platinum Credit Card Credit Card
Union Bank of India · Entry level
- Joining fee
- Free
- Annual fee
- ₹450
- Waiver spend
- ₹50,000
- Forex markup
- 3%
Fee waiver
Spend ₹50,000 in a card year and the next annual fee is waived.
That is about ₹4,167 a month.
Work out what you still need to spend
Work it out for this card
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Fee waiver: what is left to spend
Card EMI or personal loan?
Cost of paying only the minimum
How the app counts rewards
- 2 points per ₹100
Points
Union Rewardz Points, worth about ₹0.25 each on the usual redemption.
Who can apply
- Age 21 to 65
- Salaried: income of ₹2,50,000 a year or more
- Self-employed: income of ₹2,50,000 a year or more
Also issued against a fixed deposit (25% margin) without income proof
Published minimums. Approval is the bank's decision.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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