Paisabazaar PaisaSave Credit Card Credit Card
YES Bank · with Paisabazaar · Cashback
Up to 6% cashback on dining and travel, 1% on other spends.
- Joining fee
- Free
- Annual fee
- ₹499
- Waiver spend
- ₹1,20,000
- Forex markup
- 3.5%
Fee waiver
Spend ₹1,20,000 in a card year and the next annual fee is waived.
That is about ₹10,000 a month.
Work out what you still need to spend
Recent changes
- 15 June 2026Worse for you
Cash advance fee becomes 2.5% or Rs 650, new fees apply on auto-debit failure and branch cash or cheque payments, card reissue costs Rs 199, and forex markup rises to 3.5% on ACE, Select, Klick and others, 3% on Elite+ and 2% on YES First Preferred.
Work it out for this card
How the app counts rewards
- 6% cashback on dining and travel (up to Rs 3,000 a cycle)
- 1% cashback on other spends
No rewards on education, fuel, insurance, rent, utilities, wallet loads.
Points
Reward Points, worth about ₹1 each on the usual redemption.
Who can apply
- Age 21 to 60
- Salaried: income of ₹3,00,000 a year or more
- Self-employed: income of ₹7,50,000 a year or more
Salaried: net Rs 25,000 a month; self-employed: ITR of Rs 7.5 lakh or more. Existing YES Bank credit card holders are not eligible
Published minimums. Approval is the bank's decision.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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