CA Metal Credit Card
AU Small Finance Bank · Rewards
8 reward points per ₹100 on dining, travel, tax payments and software; 2 per ₹100 on retail; 1 per ₹100 on utility, telecom and insurance.
- Joining fee
- Free
- Annual fee
- Free
- Waiver spend
- –
- Forex markup
- 1.99%
Fee waiver
No annual fee, so nothing to waive.
Work it out for this card
How the app counts rewards
- 1 point per ₹100 on utilities, telecom and insurance
- 8 points per ₹100 on dining, travel, tax payments and software (max 5,000 points a cycle)
- 2 points per ₹100 on other retail spends
No rewards on education, fuel, rent, wallet loads.
Airport lounges
- Domestic: 2 visits a quarter
Needs Rs 50,000 spend in the previous calendar quarter (from 1 Oct 2026); the product page still says purchase-active
Points
Reward Points, worth about ₹0.2 each on the usual redemption. Expire after 2 years.
Who can apply
- Age 21 to 75
Salaried: 21 to 60 years. Self-employed: 25 to 75 years. Resident Indian.
Published minimums. Approval is the bank's decision.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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