AUAU Small FinanceCheQ AUVisa / RuPay
CheQ AU Credit Card
AU Small Finance Bank · with CheQ · Rewards
12% rewards on favourite brands, 5% on favourite categories, 2.5% on CheQ UPI, 1% CheQ points on every transaction.
- Joining fee
- Free
- Annual fee
- Free
- Waiver spend
- –
- Forex markup
- 3.49%
Fee waiver
No annual fee, so nothing to waive.
Work it out for this card
How the app counts rewards
- 24 CheQ Points per ₹200 on Amazon, Flipkart, Zomato and BigBasket (Visa variant, or RuPay via CheQ UPI)
- 10 CheQ Points per ₹200 on shopping, travel, dining, food delivery and grocery (Visa variant or CheQ UPI)
- 2 CheQ Points per ₹200 on other spends (₹200+ transactions)
No rewards on education, fuel, insurance, rent, wallet loads.
Points
CheQ Points, worth about ₹0.5 each on the usual redemption. Expire after 2 years.
Who can apply
- Age 21 to 65
Resident Indian. Salaried 21 to 60 years; self-employed 25 to 65 years
Published minimums. Approval is the bank's decision.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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