AUAU Small FinanceNOMO
NOMO Credit Card
AU Small Finance Bank · Secured (FD backed)
2 reward points per ₹100 on retail spends; 1 per ₹100 on utility and insurance (FD-backed, one-time fee).
- Joining fee
- ₹199
- Annual fee
- Free
- Waiver spend
- –
- Forex markup
- 0.99%
Fee waiver
No annual fee, so nothing to waive.
Work it out for this card
How the app counts rewards
- 1 point per ₹100 on utility and insurance
- 2 points per ₹100 on retail spends
Airport lounges
- Domestic: 2 visits a quarter
2 domestic visits each quarter on ₹50,000 spend in the quarter (w.e.f. 10 April 2026). Also 2 railway lounge visits a quarter
Points
Reward Points, worth about ₹0.25 each on the usual redemption. Expire after 2 years.
Who can apply
- Age 18 to 99
Resident Indian. Secured against a fixed deposit of at least ₹20,000
Published minimums. Approval is the bank's decision.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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