Paytm AU Credit Card
AU Small Finance Bank · with Paytm · Cashback
Up to 2% on Paytm Scan & Pay; 5% on Paytm Travel and Gold; 1 reward point per ₹100 on other spends.
- Joining fee
- Free
- Annual fee
- Free
- Waiver spend
- –
- Forex markup
- 3.49%
Fee waiver
No annual fee, so nothing to waive.
Work it out for this card
How the app counts rewards
- 5 points per ₹100 on Paytm Travel and Paytm Gold
- 1 point per ₹100 on online and offline spends (2 per ₹100 on Paytm UPI up to ₹2,000)
No rewards on education, fuel, insurance, rent, utilities, wallet loads.
Airport lounges
- Domestic: 12 visits a year
Only on booking return flights via Paytm Travel (₹5,000+ round trip), max 4 per booking
Points
Reward Points, worth about ₹0.5 each on the usual redemption. Expire after 2 years.
Who can apply
- Age 21 to 65
Resident Indian. Salaried 21 to 60 years; self-employed 25 to 65 years
Published minimums. Approval is the bank's decision.
Some values on this page are not yet confirmed against the bank's terms. Check the bank's own page before you rely on them.
Taken from the bank's page. Rules data version 2026.10.04.
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