AUAU Small FinanceTraverse (NRI)
Traverse (NRI) Credit Card
AU Small Finance Bank · Premium
4 reward points per ₹100 on international spends; 2 per ₹100 on domestic spends; 1 per ₹100 on insurance, utility and telecom.
- Joining fee
- Free
- Annual fee
- ₹4,999
- Waiver spend
- ₹6,00,000
- Forex markup
- 0.99%
Fee waiver
Spend ₹6,00,000 in a card year and the next annual fee is waived.
That is about ₹50,000 a month.
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Fee waiver: what is left to spend
Card EMI or personal loan?
Cost of paying only the minimum
How the app counts rewards
- 4 points per ₹100 on international spends
- 1 point per ₹100 on insurance, utility and telecom (max 100 points a transaction)
- 2 points per ₹100 on domestic spends
No rewards on education, fuel, rent.
Airport lounges
- Domestic: 2 visits a quarter
- International: 2 visits a quarter
Points
Reward Points, worth about ₹0.2 each on the usual redemption. Expire after 2 years.
Who can apply
- Age 18 to 75
Non-resident Indians with an AU NRE account and NRE fixed deposit
Published minimums. Approval is the bank's decision.
Some values on this page are not yet confirmed against the bank's terms. Check the bank's own page before you rely on them.
Taken from the bank's page. Rules data version 2026.10.04.
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