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FFederalFederal Bank Celesta Credit CardVisa / Mastercard

Federal Bank Celesta Credit Card Credit Card

Federal Bank · Travel

3x rewards on travel and international spends, 2x on dining, 1x on other spends.

Joining fee
Free
Annual fee
Free
Waiver spend
–
Forex markup
2%

Fee waiver

No annual fee, so nothing to waive.

Work it out for this card

How the app counts rewards

No rewards on fuel, rent, wallet loads.

Airport lounges

Domestic visits need ₹60,000 spend in the previous quarter; international visits have no spend condition

Points

Federal Reward Points, worth about ₹0.1 each on the usual redemption.

Who can apply

Indian resident or NRI

Published minimums. Approval is the bank's decision.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.04.

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