FFederalFederal Bank Imperio Credit CardVisa / Mastercard
Federal Bank Imperio Credit Card Credit Card
Federal Bank · Rewards
3x rewards on health care and grocery, 2x on utilities, 1x on other spends.
- Joining fee
- Free
- Annual fee
- Free
- Waiver spend
- –
- Forex markup
- 3.5%
Fee waiver
No annual fee, so nothing to waive.
Work it out for this card
How the app counts rewards
- 3 points per ₹150 on groceries and healthcare
- 2 points per ₹150 on utility bills
- 1 point per ₹150 on insurance (up to 250 points a month)
- 1 point per ₹150
No rewards on fuel, rent, wallet loads.
Airport lounges
- Domestic: 2 visits a quarter
Needs ₹40,000 spend in a quarter
Points
Federal Reward Points, worth about ₹0.1 each on the usual redemption.
Who can apply
- Age 21+
Indian resident or NRI
Published minimums. Approval is the bank's decision.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
More from Federal
Spot a mistake on this page? Tell us