IBIndusIndIndusInd Bank Pioneer Heritage Credit CardMastercard / Visa Infinite
IndusInd Bank Pioneer Heritage Credit Card Credit Card
IndusInd Bank · Super premium
2.5 reward points per Rs 100 on international spends, 1 point per Rs 100 on domestic; comprehensive golf programme.
- Joining fee
- ₹1,00,000
- Annual fee
- ₹25,000
- Waiver spend
- ₹10,00,000
- Forex markup
- 0%
Fee waiver
Spend ₹10,00,000 in a card year and the next annual fee is waived.
That is about ₹83,333 a month.
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Fee waiver: what is left to spend
Card EMI or personal loan?
Cost of paying only the minimum
How the app counts rewards
- 2.5 points per Rs 100 on international spends
- 0.7 points per Rs 100 on utilities, insurance, education and rent
- 1 point per Rs 100 on domestic spends
Airport lounges
- Domestic: Unlimited visits
- International: Unlimited visits
Unlimited domestic and international (Priority Pass / LoungeKey) visits on the current variant; erstwhile variant gets 2 a quarter each
Points
Reward Points, worth about ₹1 each on the usual redemption.
Transfer partners: Singapore Airlines KrisFlyer (2:1)
Some values on this page are not yet confirmed against the bank's terms. Check the bank's own page before you rely on them.
Taken from the bank's page. Rules data version 2026.10.04.
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