IBIndusIndIndusInd Bank Samman RuPay Credit CardRuPay
IndusInd Bank Samman RuPay Credit Card Credit Card
IndusInd Bank · Cashback
1% cashback on retail spends up to Rs 20,000 per statement cycle; for government sector employees.
- Joining fee
- Free
- Annual fee
- ₹199
- Waiver spend
- ₹75,000
- Forex markup
- 3.5%
Fee waiver
Spend ₹75,000 in a card year and the next annual fee is waived.
That is about ₹6,250 a month.
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Fee waiver: what is left to spend
Card EMI or personal loan?
Cost of paying only the minimum
How the app counts rewards
- 1% cashback on retail spends (up to Rs 200 a cycle)
Who can apply
Only for government sector employees
Published minimums. Approval is the bank's decision.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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