RBLRBLIndianOil RBL Bank XTRAMastercard / RuPay
IndianOil RBL Bank XTRA Credit Card
RBL Bank · with IndianOil · Fuel
8.5% value back at IndianOil fuel stations; 250 litres free petrol as fuel points annually.
- Joining fee
- Free
- Annual fee
- ₹1,500
- Waiver spend
- ₹2,75,000
- Forex markup
- 3.5%
Fee waiver
Spend ₹2,75,000 in a card year and the next annual fee is waived. Spends on education, insurance, rent, utilities, wallet loads do not count.
That is about ₹22,917 a month.
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Card EMI or personal loan?
Cost of paying only the minimum
How the app counts rewards
- 15 fuel points per ₹100 at IndianOil fuel stations (max 2,000 points a month)
- 2 fuel points per ₹100 on other spends
No rewards on education, insurance, rent, utilities, wallet loads.
Points
Fuel Points, worth about ₹0.5 each on the usual redemption. Expire after 2 years.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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