RBLRBLIRCTC RBL BankMastercard / RuPay
IRCTC RBL Bank Credit Card
RBL Bank · with IRCTC · Travel
5 reward points per ₹200 on IRCTC train bookings; 3 per ₹200 on FASTag recharge; 1 per ₹200 elsewhere.
- Joining fee
- Free
- Annual fee
- ₹500
- Waiver spend
- –
- Forex markup
- 3.5%
Fee waiver
No spend-based waiver listed by the bank.
Work it out for this card
How the app counts rewards
- 5 points per ₹200 on IRCTC train bookings (2 per ₹200 on IRCTC flights and hotels; max 1,000 points a month)
- 3 points per ₹200 on FASTag and NCMC reloads (max 1,000 points a month)
- 1 point per ₹200 on other spends
No rewards on education, fuel, insurance, rent, utilities, wallet loads.
Points
Reward Points, worth about ₹1 each on the usual redemption. Expire after 2 years.
Who can apply
- Age 21 to 70
Published minimums. Approval is the bank's decision.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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