YESYESYES BANK Novio Credit Card
YES BANK Novio Credit Card Credit Card
YES Bank · with Novio · Entry level
5 Novio coins per Rs 100 spent; milestone rewards; fuel surcharge waiver.
- Joining fee
- Free
- Annual fee
- Free
- Waiver spend
- –
Fee waiver
No annual fee, so nothing to waive.
Recent changes
- 15 June 2026Worse for you
Cash advance fee becomes 2.5% or Rs 650, new fees apply on auto-debit failure and branch cash or cheque payments, card reissue costs Rs 199, and forex markup rises to 3.5% on ACE, Select, Klick and others, 3% on Elite+ and 2% on YES First Preferred.
Work it out for this card
Full reward rules for this card are not in the app yet. It shows fees and the waiver for now.
Some values on this page are not yet confirmed against the bank's terms. Check the bank's own page before you rely on them.
Taken from the bank's page. Rules data version 2026.10.04.
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