RBLRBLRBL Bank Patanjali VishishtRuPay
RBL Bank Patanjali Vishisht Credit Card
RBL Bank · with Patanjali · Shopping
10% cashback on spends at Patanjali stores.
- Joining fee
- Free
- Annual fee
- ₹499
- Waiver spend
- ₹1,50,000
- Forex markup
- 3.5%
Fee waiver
Spend ₹1,50,000 in a card year and the next annual fee is waived.
That is about ₹12,500 a month.
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Card EMI or personal loan?
Cost of paying only the minimum
How the app counts rewards
- 10% cashback at Patanjali stores on ₹500+ transactions (max ₹500 a month)
- 1 point per ₹100 on other spends
No rewards on education, fuel, insurance, rent, utilities, wallet loads.
Points
Reward Points, worth about ₹0.25 each on the usual redemption. Expire after 2 years.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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