Cards / RBL

Joining fee

Free

Annual fee

₹2,500

Waiver spend

–

Forex markup

3.5%

Fee waiver

No spend-based waiver listed by the bank.

Work it out for this card

How the app counts rewards

• 10 points per ₹100 on dining, grocery, entertainment and international (max 1,000 points a month)
• 2 points per ₹100 on other spends

No rewards on education, fuel, insurance, rent, utilities, wallet loads.

Airport lounges

• Domestic: 2 visits a quarter

Needs ₹35,000 spend in the previous calendar quarter

Points

Reward Points, worth about ₹0.25 each on the usual redemption. Expire after 2 years.

Some values on this page are not yet confirmed against the bank's terms. Check the bank's own page before you rely on them.

Taken from the bank's page. Rules data version 2026.10.04.

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