Cards / RBL

Joining fee

Free

Annual fee

₹3,000

Waiver spend

–

Forex markup

0%

Fee waiver

No spend-based waiver listed by the bank.

Work it out for this card

How the app counts rewards

• 5 points per ₹100 on travel
• 2 points per ₹100 on other domestic spends (none on international)

No rewards on fuel, insurance, international, rent, utilities, wallet loads.

Airport lounges

• Domestic: 2 visits a quarter
• International: 2 visits a year

Domestic access needs ₹35,000 spend in the previous quarter; international via Priority Pass, one more visit on ₹50,000 quarterly spend

Points

Reward Points, worth about ₹0.25 each on the usual redemption. Expire after 2 years.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.04.

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