Cards / RBL

Joining fee

Free

Annual fee

₹1,000

Waiver spend

–

Forex markup

0%

Fee waiver

No spend-based waiver listed by the bank.

Work it out for this card

How the app counts rewards

• 1 point per ₹100 on domestic travel
• No rewards stated on other spends

No rewards on fuel, insurance, rent, utilities, wallet loads.

Airport lounges

• Domestic: 1 visit a quarter
• International: 1 visit a quarter

Domestic visit needs ₹50,000 spend in the previous calendar quarter; international visit comes as a voucher after ₹50,000 spend in a calendar quarter

Points

Reward Points, worth about ₹0.25 each on the usual redemption. Expire after 2 years.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.04.

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