Cards / Standard Chartered Bank India
SCStandard Chartered Bank IndiaStandard Chartered DigiSmart Credit CardVisa
Standard Chartered DigiSmart Credit Card Credit Card
Standard Chartered Bank India · Entry level
- Joining fee
- Free
- Annual fee
- ₹588
- Waiver spend
- –
- Forex markup
- 3.5%
Fee waiver
No spend-based waiver listed by the bank.
Work it out for this card
How the app counts rewards
- 15% on Ola cab rides (up to ₹600 a month)
- No rewards on other spends (promo-code discounts at Zomato, Blinkit and Yatra)
Who can apply
- Age 21 to 65
- Salaried: income of ₹6,00,000 a year or more
Minimum monthly income of ₹50,000; must live in one of the bank's card sourcing cities
Published minimums. Approval is the bank's decision.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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