Cards / Standard Chartered Bank India
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Standard Chartered Rewards Credit Card Credit Card
Standard Chartered Bank India · Rewards
4 reward points per INR 150 on retail spends, plus 4 bonus points per INR 150 on monthly retail spends above INR 20,000.
- Joining fee
- Free
- Annual fee
- ₹1,000
- Waiver spend
- ₹1,50,000
- Forex markup
- 3.5%
Fee waiver
Spend ₹1,50,000 in a card year and the next annual fee is waived.
That is about ₹12,500 a month.
Work out what you still need to spend
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Fee waiver: what is left to spend
Card EMI or personal loan?
Cost of paying only the minimum
How the app counts rewards
- 1 point per ₹150 on insurance and government payments
- 4 points per ₹150 (another 4 on spend above ₹20,000 per statement cycle, up to 2,000 bonus points)
No rewards on fuel.
Airport lounges
- Domestic: 1 visit a quarter
Points
360° Rewards Points, worth about ₹0.2 each on the usual redemption.
Who can apply
- Age 18 to 65
Must live in one of the bank's card sourcing cities
Published minimums. Approval is the bank's decision.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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