Cards / Standard Chartered Bank India
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Standard Chartered Smart Credit Card Credit Card
Standard Chartered Bank India · Cashback
2% cashback on online spends (max INR 1,000 a month); 1% on other spends (max INR 500 a month).
- Joining fee
- ₹499
- Annual fee
- ₹499
- Waiver spend
- ₹1,20,000
- Forex markup
- 3.5%
Fee waiver
Spend ₹1,20,000 in a card year and the next annual fee is waived.
That is about ₹10,000 a month.
Work out what you still need to spend
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Fee waiver: what is left to spend
Card EMI or personal loan?
Cost of paying only the minimum
How the app counts rewards
- 2% on online spends (up to ₹1,000 a month)
- 1% on other spends (up to ₹500 a month)
No rewards on fuel.
Who can apply
- Age 21 to 65
Stable monthly income; must live in one of the bank's card sourcing cities
Published minimums. Approval is the bank's decision.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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