AAxisAxis Bank ACE Credit Card
Axis Bank ACE Credit Card Credit Card
Axis Bank · with Google Pay · Cashback
5% cashback on utility bills and recharges on Google Pay; 4% on Swiggy, Zomato and Ola; 1.5% on other spends.
- Joining fee
- ₹499
- Annual fee
- ₹499
- Waiver spend
- ₹2,00,000
- Forex markup
- 3.5%
Fee waiver
Spend ₹2,00,000 in a card year and the next annual fee is waived. Spends on rent, wallet loads do not count.
That is about ₹16,667 a month.
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Fee waiver: what is left to spend
Card EMI or personal loan?
Cost of paying only the minimum
How the app counts rewards
- 5% on bills and recharges paid through Google Pay
- 4% on Swiggy, Zomato and Ola
- No cashback on bills paid outside Google Pay
- 1.5% on other spends
No rewards on education, fuel, insurance, rent, wallet loads.
Airport lounges
- Domestic: 4 visits a year
Select domestic airports
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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