AAxisAxis Bank Cashback Credit Card
Axis Bank Cashback Credit Card Credit Card
Axis Bank · Cashback
Up to 7% cashback on eligible online spends; 0.75% on retail and travel spends; 0.5% on utility spends.
- Joining fee
- ₹1,000
- Annual fee
- ₹1,000
- Waiver spend
- ₹4,00,000
- Forex markup
- 3.5%
Fee waiver
Spend ₹4,00,000 in a card year and the next annual fee is waived. Spends on rent, wallet loads do not count.
That is about ₹33,333 a month.
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Fee waiver: what is left to spend
Card EMI or personal loan?
Cost of paying only the minimum
How the app counts rewards
- 0.75% on travel
- 0.5% on utility bills (₹100 a statement)
- 5% on online spends (2% on the first ₹5,000 and 7% above ₹40,000 a month)
- 0.75% on in-store spends
No rewards on education, fuel, insurance, rent, wallet loads.
Who can apply
- Age 18 to 70
Resident of India
Published minimums. Approval is the bank's decision.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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